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Financial Advice For a More Meaningful Life

This site will help teach you how to manage your finances more responsibly through lessons that I have learned and advice about how money integrates into a well balanced life. For many of us, managing money does not come easy. Money in our society is a taboo subject. People do not feel comfortable discussing it and this leads to confusion, resentment, and willful ignorance. These widespread attitudes make it easy to grow up with a distorted view of money and its meaning in our lives. I have made plenty of financial blunders and am sure to make more as time passes. However, this website is designed to share what I learn with you, in the hope that it will inspire you to make changes in how you view money and your relationship with it.

Recent Articles

Should You End Your Automobile Lease Early

Leasing a BMW 323i was the worst financial mistake that I have ever made. Terminating the lease was the best financial move I have ever made. I was fresh out of college working at my first job as a software consultant. It must be something about getting your first raise in life that makes you feel invincible. At least, that is how I attempt to rationalize the decision to lease a car that I couldn’t come close to affording. Well, that and girls, I suppose.

The car cost about $31,000, easily more than half of my salary at the time. I paid $3,750 down to make the lease payment $469 per month. It was a payment that I could afford. However, that is about as far as my thinking went for awhile.

I did enjoy driving the BMW while I had it. It was fast, it cornered well, and let’s face it, I was cool. I thought I was cool and maybe I was to certain people. I can’t remember exactly how it happened, but buyer’s remorse set in and I began to realize that for all the money I was spending, I owned nothing. I started cranking out spreadsheets to help me analyze the numbers. The numbers were not good.

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